ToulonsurAllier Matturro: To refinance again, most experts say rates would need to fall an additional 1 percentage point to make it worthwhile.

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I am a simple and sweet Chinese lady. A welleducated working professional who works and lives in the Bay Area. I am divorced with no children. Good shape with nice personality. I am looking for a male located in the Bay Area who is collegeeducated with a successful career for a possible long term relationship. Prefer your age between 2260. Thank you

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